Insurance industry in India has seen a major growth in the last decade along with an introduction of a huge number of advanced products. This has led to a tough competition with a positive and healthy outcome. Insurance sector in India plays a dynamic role in the wellbeing of its economy. It substantially increases the opportunities for savings amongst the individuals, safeguards their future and helps the insurance sector form a massive pool of funds. With the help of these funds, the insurance sector highly contributes to the capital markets, thereby increasing large infrastructure developments in India. With the change in the consumer perception on life insurance and its awareness and penetration, the industry has witnessed a remarkable growth in its business. After globalization in 1991 the Indian life insurance industry has geared up in all respects, as well as it is being forced to face a lot of competition from many national and international private insurance players. This paper is aimed at examining the status of LIC of India in this highly competitive scenario as well as estimating future trend of insurance business of LIC of India, as to analyze its future position in the high competition.

A design of wastewater treatment plant for University of Port Harcourt was carried out. The detailed computation of the parameters needed for proper design of a modern wastewater treatment plant was evaluated for the University of Port Harcourt. The incremental method was used to estimate the population of the University in fifty years’ time which was observed to be 141,742. The wastewater sample from the sewage vacuum truck was tested in the laboratory for BOD₅ and TSS which gave an average of 280mg/l and 584mg/l respectively. The volume of water supplied to the University was estimated to be 800l, with an average and maximum flow rate of 0.343m³/s and 0.740m³/s respectively. With the application of a completely mixed activated sludge system, the results indicated that treated wastewater had a BOD₅ and TSS reduced to 14mg/l and 29.2mg/l respectively. The amount of sludge generated from the primary treatment was 4137kg/d and the secondary treatment was 2342.96kg/d. The research is significant because it showed the possibility of establishing a wastewater treatment plant in preference to septic sewage tank in the University of Port Harcourt

Sugarcane Bagasse was used  as  environment  friendly  adsorbents  in  the  present  study.  This  study  focuses  on the investigation of the adsorption ability of Lead Pb(II) and Cadmium Cd(II) from aqueous  solution.  The adsorption of heavy  metals  onto  Sugarcane  Bagasse  was  dependent  on  initial  concentration,  dose,  solution pH, contact time, agitation speed and temperature. Kinetic data were tested using pseudo-first-order, pseudo- second order  kinetic,  Elovich  rate  equation  and  Intra  particle  difussion  models.  The  best  fit  was  obtained  with  the  pseudo-second-order  kinetic  model.  Langmuir,  Freundlich,  Tempkin  and   Dubinin-Radushkevich (D-R) isotherm models have been applied to calculate adsorption  data  and  the  thermodynamic  parameters; entropy (∆S°), enthalpy  (∆H°),  and  the  Gibbs  free  energy  (∆G°);  were  determined.  The  results  suggests  that  the adsorption of heavy  metals  by  the  Sugarcane  Bagasse  are  endothermic  and  a  spontaneous  process.  Thus, it was concluded that Sugarcane Bagasse is promising adsorbents for the adsorption of heavy metals from aqueous solutions.